1.50 Investments using micro loans

I commend Mohammed Yunus who pioneered the concept of micro loans in developing tribes. Lending $50 may seem strange to someone in Europe who spends this sum weekly on cigarettes and beer, but $50 in some tribes is enough to buy the material and stock to start a small business that will feed a whole family for a year. Ironically, the default rate is very low for the poorest of recipients.

I do not want the War Bond being used for such ventures, but direct existing reputable international charities to fund such activities. Statistically, due to low default rates and the fact the charities will be repaid their capital as opposed to spending the capital, it's a win win situation.

External links relating to topics found in the 12-12-12 book and website

Many external links have been included which voice various opinions on the subject matter. They are an invaluable tool for research and general discussion.

Grameen Bank http://www.grameen.org	Grameen Bank (GB) has reversed conventional banking practice by removing the need for collateral and created a banking system based on mutual trust, accountability, participation and creativity.
Opportunity International http://www.opportunity.org/Main.htm	Opportunity International has created over 1 million jobs since 1971

Where will the trillions of dollars needed to eradicate extreme poverty by December 12^th 2012, come from?
How will this stop ALL wars by December 12^th 2012? (Show me ALL wars and national disputes in the World)
How will some of the money be spent to make the above happen?
Are you one of the 200,000 Rulers of the World? If so please read an important letter addressed to you.
How can my family and I help the 12-12-12 initiative, without it costing us one penny? (one page PDF download)
Show me ALL environmental problems in the World
Are you wise enough to break the secret code found in section 11.60.30? Try doing so for 12 minutes now or find when the answer will be revealed here.

All the 600 issues (or topics) to bring about World Peace and the eradication of extreme poverty by December 12^th 2012 are divided up into 12 main headings as found on the home page. Alternatively, you may find useful navigation hints below:

Download and optionally print the 12-12-12 book in whole or in part
Read a whole section online via the home page or via the exploded list index of all issues
Read each issue one by one. This is ideal if your internet speed is slow, or you wish to quickly translate a page
Search for a particular topic that is of interest to you
Listen to Andronicos "The Great's" unusual speech
Talk about the material in Senior High School or College lessons using the discussion topics (view some examples here)
Recite a touching poem about World Peace: The Ancient Song of The Human Race

Please note: this website is written in British English

12-12-12 Membership

Statistics of Shame

Ponder............
It will take an average person 12 hours to read and understand the contents of this website and listen to 'The Speech'. Is one hour a day for 12 days too long? Why don't you email the www.12-12-12.org link to 12 of your friends and discuss their opinions in 12 days time? Maybe the 7th person in your email chain can break the secret code and the 12th person, may hold the key to World Peace. Are you or someone in your family the 7th or 12th person?

Remember to bookmark www.12-12-12.org!